PERKESO LINDUNG 24 JAM 2026: What You Need to Know

What Employers & Employees Need to Know About the New 24-Hour Protection Scheme

Starting 1 June 2026, Malaysia’s social security landscape takes a major step forward with the implementation of Skim Kemalangan Bukan Bencana Kerja (LINDUNG 24 JAM) under PERKESO.

This new initiative expands protection beyond the workplace, ensuring employees are covered 24 hours a day, 7 days a week, including accidents that occur during personal time, weekends, or outside working hours.

According to PERKESO, this scheme strengthens social protection coverage for millions of Malaysian workers, addressing gaps in traditional employment injury schemes that only covered work-related incidents.

What is LINDUNG 24 JAM?

LINDUNG 24 JAM is a PERKESO protection scheme designed to cover **non-work-related accidents** during the course of employment.

Unlike previous coverage that focused mainly on workplace injuries or commuting accidents, this scheme ensures employees are protected even when:

• Travelling for personal reasons
• Engaging in daily non-work activities
• Experiencing accidents outside working hours

This marks a shift toward a more holistic employee protection system in Malaysia.

Key Features of the Scheme

1. 24-Hour Coverage

Employees are protected at all times during their employment period, not limited to working hours.

2. Wider Protection Scope

Covers accidents that are not related to employment activities, filling a major gap in traditional SOCSO coverage.

3. Automatic Eligibility

Existing employees are automatically covered under the scheme without requiring new registration.

4. Enhanced Social Safety Net

Supports Malaysia’s goal of strengthening employee welfare and financial security.

Contribution Structure

The contribution is designed to be phased and fully borne by employees, based on monthly salary (capped at RM6,000):

• 0.75% (First 2 years: Phase 1)
• 1.00% (Years 3–5: Phase 2)
• 1.25% (Year 6 onwards: Phase 3)

Employers are responsible for facilitating payroll deductions and remitting contributions to PERKESO.

What Benefits Are Included?

Under LINDUNG 24 JAM, employees may receive:

• Medical treatment coverage
• Cash benefits for temporary or permanent disability
• Survivors’ benefits in case of death
• Rehabilitation and support services

This ensures workers and their families are financially protected during unexpected life events.

What Employers Should Do Now

For Malaysian employers, especially SMEs, this change requires immediate attention in payroll and compliance systems:

✔ Ensure payroll systems support updated SOCSO contribution rates

✔ Educate HR and employees on new deduction structures

✔ Maintain accurate employee records for compliance

✔ Automate statutory reporting to avoid errors and penalties

The introduction of LINDUNG 24 JAM marks a significant evolution in Malaysia’s social security system, extending protection beyond the workplace and into everyday life.

For employers, this means stronger responsibility in payroll compliance. For employees, it means greater peace of mind.

Now is the time to ensure your payroll system is ready for this transition.